Is Your Retirement Plan Built for Growth—or Just Based on Hope?

Most people looking to grow their money stick with the usual options: mutual funds, ETFs, or maybe a Roth IRA if they qualify. But traditional tools come with baggage-market risk, annual fees, and taxes that chip away at your gains.

At BGA Insurance, we help clients take a smarter approach. One powerful strategy we often recommend is Indexed Universal Life Insurance (IUL), a flexible option that offers the potential for long-term growth, protects against market losses, and provides tax-free income in retirement.

In our latest video, we walk through how IUL compares to traditional retirement plans using real numbers and easy-to-understand visuals. You’ll see how a policy with a 0% floor and 12% cap could have outperformed the S&P 500 over the past two decades, all without exposing your money to downside risk.

We also highlight the unique benefits that set IUL apart:
✔️ Tax advantages
✔️ Access to liquidity
✔️ A built-in death benefit for your loved ones

If you’re serious about building a retirement strategy that actually works, not just one you hope works. This is a video you don’t want to miss.

Watch now and see why so many of our clients at BGA Insurance are adding IUL to their long-term plan.