What happens when your product is recalled or causes damage to an individual?

Imagine you’re a titan of innovation, inventing quirky gadgets like the “Choco-Teleporter” or “Self-Cleaning Socks.”  You dream big, design bigger, and bring your creations to market, spreading joy and convenience all around the world!

With great inventions come great responsibilities. If your gizmo malfunctions, your customers might end up with chocolate-stained walls or socks that never stop vibrating. That’s where Product Liability Insurance swoops in to save the day!

Product Liability Insurance guards you against the massive cost of legal trouble and financial woes your company may go through when your products accidentally go bonkers. It covers claims from customers who’ve suffered injuries or damages because of your creations. 

Picture this: Your “Featherweight Flying Umbrella” gets caught in a gust of wind, sending people soaring through the skies like Mary Poppins! Or your “Instant Ice Cream Machine” starts producing an endless mountain of Rocky Road, flooding entire neighborhoods with creamy goodness! 

These misadventures can lead to costly lawsuits, endangering your business and reputation. That’s when Product Liability Insurance steps in like, ready to save you from bankruptcy and legal mayhem! 

Before you unleash your creations into the world, it’s essential to understand your policy’s terms and conditions. Policies can vary – some might cover only manufacturing defects, while others embrace a broader range of perils. So, keep your detective goggles on, and read the fine print carefully and work closely with your agent to make sure these fit your need.

Summer is for enjoyment not for worry

• When you are having BBQ’s the last thing you should think of is your liability and fire coverage.
• When you are going for a road trip you don’t want to be thinking of your belongings and auto coverage.
• Keep your summer going right by reviewing your coverages, getting you car tuned, keeping open flames away from the house, and investing in security systems and house sitters.

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